By accessing and using InsureSmart, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using this website.

Use of Content:
All content on this website is owned by InsureSmart unless otherwise stated. You may use the content only for personal, non-commercial purposes. Any reproduction, distribution, or modification of content is prohibited without prior consent.

Eligibility:
To use our website, you must be at least 18 years of age and have the legal capacity to enter into binding contracts.

Limitation of Liability:
InsureSmart is not responsible for any errors, omissions, or inaccuracies in the content provided. We will not be held liable for any damages or losses resulting from your use of this website.

Changes to Terms:
We reserve the right to modify or update these terms at any time. By continuing to use the website, you agree to the revised terms.

Governing Law:
These terms are governed by the laws of Canada, and any disputes will be resolved under Canadian jurisdiction.